Day: September 30, 2024

Health Insurance Thailand For ExpatsHealth Insurance Thailand For Expats

If you’re an expat living in Thailand, it’s important to have comprehensive health insurance that covers your medical expenses in case of an emergency. However, the process of finding a suitable plan can be a little overwhelming and confusing. This article will help you understand the basics of health insurance thailand, including the types of plans available and the benefits of each.

Local Thai private health insurance

The most popular option for expats in Thailand is to get a local Thai private insurance policy. These policies are typically cheaper than international plans and offer coverage in Thailand only. However, they usually don’t cover pre-existing conditions and may not have a high annual limit. If you’re looking for a local plan, it’s best to speak with a Tenzing expat advisor so they can guide you through your options.

AIA HB Extra should include a medical evacuation rider. This is a benefit that covers the cost of transporting you to a hospital in another country when your situation becomes life-threatening. It’s important to look for this feature in your policy as it can save you a lot of money in the long run if you need it.

Another benefit of a good health insurance Thailand policy is that it will ensure you don’t lose coverage when you leave your job. If you’re working on a contract, your employer will likely be able to enroll you in their local public healthcare scheme. This system requires you to be registered with a specific hospital and can limit your access to care at other facilities.